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First Time Home Buyer
Congratulations! You are about to take the first step toward home ownership. This is an exciting time. Good decision making is a must. Whether you are a single individual, a young couple starting your future together or a single parent with children there are options.
You will receive special consideration and assistance so be sure to indicate on your Loan Application that you are a first time homebuyer and we will guide you through the process step by step.
 We ask that you print the Do's and Don'ts of Home Buying list and review the information carefully. Then print the Loan App Checklist and start collecting the necessary information. These two guides will be an invaluable reference for you.
SO MANY QUESTIONS?
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How much of a mortgage can I afford?
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What about all the information I need to collect?
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How do I explain events that happened five years ago?
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How do I find a good Realtor?
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What do all of those closing documents mean?
Your first home should be a memorable and positive experience and our entire team will work tirelessly for you. You'll have the security of knowing you have made the right decisions.
There are special First-Time Homebuyer Programs. To qualify, you may not have owned an interest in any property within the past 3 years.
SPECIAL FUNDING PROGRAMS.
Down Payment Assistance (DPA)
Low Down, NO Down Payment Programs
Did you know that there are special funding programs available for families that have not owned property within the past three years? These special financing programs require a minimal down payment. Isn't that good news? Be sure to tell your Realtor and Loan Specialist that you are a First-time Homebuyer in order to take advantage of these funding sources.
Buying a home has never been easier!
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