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(305) 259-7433

Hard Money

Here are some of the things we do:

We are a family owned bundled service company who has 30 years of experience in anything real-estate related. If we can't get it closed, then nobody can. Call us and let us help.

Lending Overview:


Interest Rates: 9% – 12%

Amortization: Interest only
LTV: Up to 65% on income producing properties
Loan Terms: 3-60 Months
Closing: 1-2 Weeks
Points: 1-5
Loan Size: $50k to $1 Million
Credit: No Minimum Fico Score. All credit considered

Occupancy:

N/O/O (yes)
O/O (Full Doc & must show ability to repay, on case by case basis)
O/O Properties are subject to HOPA Federal Section 32
O/O with Homestead – Refinance – NONE

Income Type:

Full Doc – W-2 & Pay Stub or 1040's,
Alt Doc – 6 Months bank statements
Stated Doc – Non Owner Occupied/Investment properties only

Loan Purposes:

Purchase(O/O & N/O/O)
Refinance (N/O/O)
Refinance Cash Out (N/O/O)
Collateral Types we "are" looking for:

SFR's – 1-4 Units Residential: up to 65% LTV.
Condos: 50% LTV. – Town Houses: up to 60% LTV.
Warehouses: Up to 50% LTV.
Lite Industrial: Up to 50% LTV.
Office Buildings: 50% LTV.

Contact your account executive TODAY:
Robert MacDougall
Direct – 305-677-7135
email – robert@choiceone.us
Our Difference
  • No SSN Required
  • Zero Cost
  • 30 Second Form
  • Zero Obligation
  • No Credit Check Conducted
  • Zero Hassle


GET YOUR RATE NOW!
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Enter Code: 114132